Fair Credit Credit Cards | Apply Online

Compare and choose from our top credit card picks and start improving your financial future today!

FAIR CREDIT CREDIT CARDS

Are you caught in the middle? Here you will find the right choices for your financial history. Review the terms and benefits. Choose your favorite. Apply online.

FEATURED OFFER

HSBC – Orchard Bank Classic MasterCards

If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Primary Cards. Over the years, millions of people have used this group of cards to build their credit history.

Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment

*See website for complete terms and conditions of card usage and application disclosure.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A	N/A	7.90% - 15.99%	$49.00	No	Bad

ADDITIONAL OFFERS

Citi^® Dividend Platinum Select^® Card for College Students

Apply today for the Citi^® Dividend Platinum Select^® Card for College Students!

0% APR* for 6 months on purchases, cash advances and balance transfers
Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
No minimum income or cosigner required
No annual fee
FREE Online Account Management

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	13.99%	$0.00	Yes	Good

Discover^® Student Card – Monogram Collection

Apply for the Discover^® Student Card - Monogram Collection!

Earn more cash in more ways than anyone else^SM*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus^® when you shop online*
Double rewards with more than 80 Cashback Bonus^® Partners*
Customer Service in less than a minute, anytime you want

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	14.99%	$0.00	No	Fair

Citi^® Platinum Select^® Card for College Students

Apply today for the Citi^® Platinum Select^® Card for College Students!

0% APR* for 6 months on purchases, cash advances and balance transfers
$0 liability on unauthorized purchases
FREE Online Account Management
No minimum income or cosigner required
No annual fee

*See Card Terms and Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	12.99%	$0.00	Yes	Good

Discover^® Student Card – Clear

Apply today for the Discover^® Student Card - Clear!

Earn more cash in more ways than anyone else^SM*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus^® when you shop online*
Double rewards with more than 80 Cashback Bonus^® Partners*
Customer Service in less than a minute, anytime you want

*View Rates, Fees, Rewards and Other Important Information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%	6 months	14.99%	$0.00	No	Fair

Cash Rewards Platinum Plus® MasterCard® Credit Card Elite Rewards® World MasterCard® Major League Baseball® Extra BasesTM Credit Card The Home AdvantageTM World MasterCard® Wyndham Rewards MastercardSM Bank of America WorldPoints® MasterCard® Credit Card Amtrak Guest Rewards® World MasterCard®	Anne Geddes Platinum Visa® Asiana Visa® Platinum Plus® Bass Pro Shops® Outdoor Rewards Platinum Plus Visa® BoatU.S. WorldPoints® Platinum Plus® Visa® Choice Privileges® Visa® Platinum Card EfectivaTM Platinum Plus® Visa® Financial Rewards® Visa® Platinum Plus®
Preferred Rewards Green Card SimplyCash® Business Card Starwood Preferred Guest® Business Credit Card The Knot Credit Card The Nest Credit Card AMEX – Blue Cash® for Business AMEX – BLUE CASH® from American Express	Discover® MoreSM Card – Monogram Collection Discover® Business Card Discover® Business Miles Card Discover® MoreSM Card Discover® MoreSM Card – American Flag Discover® MoreSM Card – Clear Discover® MoreSM Card – Wildlife Collection

TOP PICKS

Capital One® Standard Platinum
Bad/Fair Credit

Citi® mtvUTM Platinum Select® Visa® Card for College Students
Fair/Good Credit

Discover® Student Card
Fair/Good Credit

UltraVX Visa® Card
Bad/Fair Credit

Discover® Student Card – Tropical Beach
Fair/Good Credit

Citi® Drivers Edge® Card for College Students
Fair/Good Credit

If you are caught in the middle and have neither good nor really bad financial history, it is sometimes hard to find the right card for you. That`s why we have provided this category for you here.

Remember that there is more to finding the card than just looking at the lowest interest rates. You should define your spending style to know which of our top picks best suit your needs.

Consider these points. Do you usually carry a balance? Or do you pay off your card in full each month? If you carry a balance, then, by all means look closely at the rate of interest. However, if you pay off your card each month, then look at benefits like rewards or cash back. Either way, be sure to pay on time regularly. Never make even one payment late. Prudent card use will assure a good financial future!

Be sure to read terms and conditions of any offer before submitting your online application.

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